About — Your Money Your Plan
Our story

Money help that finally makes sense

Your Money Your Plan started with a simple frustration: financial advice is either too expensive, too salesy, or too full of jargon to be any use. We decided to fix that.

From the founder
"I learned this stuff the hard way. I built YMYP so you don't have to."

A few years ago I was juggling debt, a mortgage and a young family — and every "expert" I spoke to left me more confused than before. So I taught myself the fundamentals, plain and simple, and started sharing them with friends. That's how this began.

This is education, not financial advice — but it's the honest, jargon-free grounding most of us never got.

Adrian SmithFounder, Your Money Your Plan
How we got here

A short version of a long road.

The start

One frustrated parent

Drowning in confusing advice and determined to actually understand money — no shortcuts, no jargon.

Then

Helping friends, free

Word got around. Kitchen-table chats turned into worksheets, then into a simple framework people could actually follow.

Soon after

The first course

Everything that worked, packaged into plain-English lessons anyone could do at their own pace.

Today

Your Money Your Plan

A growing library of free tools and affordable courses helping everyday Australians take control — on their terms.

What we stand for

Three rules we never break.

Plain English, always

If your nan couldn't follow it, we've written it wrong. No jargon, no buzzwords, no showing off.

No judgment

Wherever you're starting from is fine. We've been at zero too — this is a safe place to learn.

Genuinely affordable

Good money education shouldn't cost a fortune. Free where we can, low-cost where we can't.

Ready when you are

Take the first step today.

Start with our free tools, or jump straight into the full course — whatever feels right for you.