Privacy policy

Your Money Your Plan · ABN 28 191 204 765 · Effective June 2026 · Version 1.0

Privacy Policy

Your Money Your Plan ("we", "us", "our") is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, who we share it with, and your rights in relation to that information.

We operate in accordance with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

By using our website, purchasing our products, or subscribing to our email list, you agree to the collection and use of your information as described in this policy.

1. Who we are

Your Money Your Plan is an Australian financial education business operated by Adrian Smith.

ABN: 28 191 204 765
Website: yourmoneyyourplan.com.au
Email: [email protected]

2. What information we collect

We collect the following types of personal information.

Information you provide directly:

• First name and last name
• Email address
• Phone number
• Payment information (processed securely by our payment provider — we do not store card details)
• Survey and feedback responses
• Any information you provide when contacting us by email

Information collected automatically:

• IP address and general location data
• Browser type and device information
• Pages visited and time spent on our website
• Email open rates and click-through data
• Course progress and completion data

3. How we use your information

We use your personal information to:

• Process your enrolment and provide access to purchased courses
• Send you course content, email sequences, and educational materials you have opted in to receive
• Communicate with you about your account, purchases, or enquiries
• Process refunds where applicable
• Send you marketing emails about our products and services (you can unsubscribe at any time)
• Improve our website, content, and products
• Run and optimise paid advertising campaigns
• Comply with our legal obligations

4. Third party services

We use the following third party services to operate our business. Each has its own privacy policy governing how they handle your data.

GoHighLevel / Rainmaker AI — our CRM, course hosting, funnel, and email platform. Stores your contact details, purchase history, and course progress. GoHighLevel privacy policy

Titan Email — our email service provider used for business communications. Titan privacy policy

Meta (Facebook / Instagram) — we use Meta's advertising platform to run paid ads. If you interact with our ads or visit our website, Meta may collect data in accordance with their privacy policy. We use the Meta Pixel on our website to track conversions and improve ad targeting. Meta privacy policy

Stripe — our payment processor. Payment details are handled directly by Stripe and are not stored on our systems. Stripe privacy policy

5. Email marketing

When you opt in to receive our free lead magnet, purchase a product, or subscribe to our email list, you agree to receive email communications from us. These may include:

• Your requested free content and course materials
• Educational content related to personal finance
• Information about our products and services

You can unsubscribe from our marketing emails at any time by clicking the unsubscribe link at the bottom of any email. Transactional emails related to your purchases cannot be opted out of while your account is active.

6. Cookies and tracking

Our website uses cookies and similar tracking technologies to improve your experience and help us understand how our site is being used. This includes:

• Essential cookies required for the website to function
• Analytics cookies that help us understand visitor behaviour
• Advertising cookies including the Meta Pixel for tracking ad performance

You can control cookie settings through your browser. Disabling certain cookies may affect the functionality of our website.

7. Data storage and security

Your personal information is stored on secure servers managed by our third party service providers. We take reasonable steps to protect your information from unauthorised access, disclosure, or misuse.

Our service providers are based in the United States. By using our services, you consent to your information being transferred to and stored in the United States in accordance with the privacy policies of our service providers.

No method of data transmission or storage is 100% secure. While we take reasonable precautions, we cannot guarantee absolute security.

8. How long we keep your information

We retain your personal information for as long as necessary to provide our services and comply with our legal obligations. Specifically:

• Contact and purchase records are retained for a minimum of 7 years for tax and legal compliance purposes
• Course access records are retained for as long as you have an active account
• Email marketing records are retained until you unsubscribe or request deletion

9. Your rights

Under the Australian Privacy Act, you have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or outdated information
• Request deletion of your personal information (subject to our legal obligations)
• Opt out of marketing communications at any time
• Lodge a complaint with the Office of the Australian Information Commissioner (OAIC) if you believe we have breached your privacy

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

10. Children's privacy

Our services are not directed at children under the age of 18. We do not knowingly collect personal information from anyone under 18. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will delete it.

11. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will update the effective date at the top of this page. We encourage you to review this policy periodically. Continued use of our services after any changes constitutes your acceptance of the updated policy.

12. Complaints

If you have a complaint about how we have handled your personal information, please contact us first at [email protected]. We take privacy complaints seriously and will respond within 30 days.

If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC):

Website: www.oaic.gov.au
Phone: 1300 363 992

13. Contact us

For any privacy-related enquiries, contact us at:

Email: [email protected]
Website: yourmoneyyourplan.com.au

We respond to all enquiries within 24 hours on business days.

Terms of use

By accessing this website and purchasing our courses, you agree to these terms. Our content is provided for general educational purposes. You are responsible for how you apply what you learn.

Course access & payments

Course purchases are once-off payments that grant lifetime access to the purchased materials. Course content is for your personal use and may not be copied, resold or redistributed without our written permission.

Financial disclaimer

Your Money Your Plan provides financial education, not financial advice. We do not take into account your personal objectives, situation or needs, and nothing on this site is a recommendation to buy or use any financial product. Before making financial decisions, consider seeking advice from a licensed professional.

Limitation of liability

While we take care to provide accurate, helpful information, we make no guarantees about specific outcomes. To the extent permitted by law, we are not liable for any loss arising from your use of our content.

© 2026 Your Money Your Plan. It's your money, it should be your plan.